Financial and business software built around the work since 1990.

Meet the core suite
BCMBUSINESS CREDIT BUILDING SOFTWARE

Business Formation, Business Credit Building, & Access to Hard-Money Lenders

Business Credit Machine

Form the company. Build business credit. Explore more funding opportunities.

Business Credit Machine gives business owners and financial professionals a structured system for moving from company setup to business-credit development and funding readiness.

Organize company-formation requirements, follow a step-by-step business credit roadmap, locate vendors, track progress, manage clients, and access hard-money lender resources—all from one comprehensive platform built around the business-credit process.

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Business Credit Machine logo
Business Credit Machine running across desktop, tablet, and mobileExplore Business Credit Machine
Company Formation & Business Credit BuildingBCM
  • Company Formation & Readiness Checklist
  • Business Credit Building & Vendor Resources
  • Access to Hard-Money Lender Resources
  • CRM, marketing campaigns, and client portals
COMPANY FORMATIONBUSINESS CREDIT BUILDINGHard-Money FUNDING RESOURCESCRM + MARKETING + CLIENT MANAGEMENT

SEE BUSINESS CREDIT MACHINE IN ACTION

A structured system for building stronger businesses from the ground up.

The Business Credit Machine interface is designed around the actual steps business owners and consultants need to manage—from establishing the company foundation and developing business credit to tracking vendors, clients, progress, and potential funding resources.

FROM COMPANY FORMATION TO FUNDING OPPORTUNITY

Three critical stages. One system built to help you manage the journey.

01Company Formation

Build the right foundation before building credit.

Manage business entity formation, LLC or corporation requirements, EIN and business documentation, business banking preparation, credibility requirements, compliance, and setup steps.

Start with the business foundation organized correctly instead of discovering missing requirements after applications begin.

02Build Business Credit

Turn business-credit building into a clear, repeatable process.

Follow a structured roadmap, access vendor resources, track vendor and creditor stages, monitor applications and next actions, keep progress visible, and prepare for future financing opportunities.

Replace scattered research and spreadsheets with a system your business—or your clients—can actually follow.

03Access Hard-Money Lender Resources

Go beyond traditional business-credit options.

Explore hard-money lender resources as additional financing avenues for your business or your clients, with the proper preparation and documentation.

Gain access to curated lender resources to help you explore more funding opportunities.

The Problem

Business-credit projects fall apart when the foundation, vendors, applications, documents, and follow-up are managed in different places.

This leads to wasted time, tracking requirements manually, rebuilding client histories, and forgetting next steps—which can delay progress and cost opportunities.

The Benefits

Turn the entire business-building process into a guided, repeatable workflow.

BCM brings company formation, business-credit development, vendor resources, client records, communication, progress tracking, marketing, and funding resources together in one platform, so you can move forward with clarity and confidence.

Build the foundation. Develop the credit profile. Explore the funding opportunities.BCM helps keep the entire process moving.
See the Current BCM Offer

What you get

The functions that move this workflow forward.

Each capability solves a specific operational problem. Together, they create a more connected path from intake to action and follow-up.

01

Readiness checklist

Organize entity, EIN, licensing, phone, web, banking and bureau-profile requirements before applications begin.

02

Tiered vendor workflow

Move through appropriate vendor and creditor stages with a clearer record of applications, due dates and next actions.

03

Progress in context

Track each company or client, its requirements, documents and activity without reconstructing the history.

04

CRM and communication

Connect leads, clients, email, SMS, tasks, calendars, invoices and notes to the business-credit workflow.

05

Marketing and lead tools

Use campaigns, surveys, funnels, lead finding and affiliate tools to support a consulting or service business.

06

Integrations and handoffs

Support repeatable team execution with templates, portals, contact migration and common third-party integrations.

Implementation

From business formation to funding readiness—follow a process your team can repeat.

Technology earns its place when the next action is clear, the handoff is easier and the history stays available.

Start with the current offer
  1. Establish the Company

    Create or import the business record and organize entity, EIN, banking, contact, licensing, and credibility requirements.

  2. Confirm Business Readiness

    Identify missing foundation items and complete the requirements that support a stronger business-credit profile.

  3. Build Business Credit

    Work through vendor and creditor stages, document applications, monitor progress, and keep next steps visible.

  4. Explore Funding Resources

    As the business progresses, review appropriate financing resources—including available hard-money lender options—based on the business’s circumstances and goals.

  5. Manage the Relationship

    Use BCM’s CRM, communication, tasks, portals, invoicing, and marketing tools to keep clients engaged and the business-credit process moving.

WHO IT IS FOR

WHO BUSINESS CREDIT MACHINE IS BUILT FOR

For business owners—and the professionals who help businesses grow.

BCM can support one company building its own business credit or a professional operation managing business-credit services across many clients.

01

Business owners

Establish the company correctly, organize business-credit requirements, locate vendors, track progress, and prepare for financing opportunities.

02

Business-credit consultants

Manage multiple client companies through a repeatable business-credit process without relying on spreadsheets and disconnected systems.

03

Credit repair and financial professionals

Add business-credit building as a complementary service and create another way to serve existing clients who own or want to start businesses.

04

Entrepreneurs building a business-credit service

Use BCM’s credit-building workflow, CRM, portals, invoicing, marketing, and lead tools to create a more scalable operation.

Built for both sides of the business-credit journey: owners working on their own companies and professionals serving clients.

ALREADY USING ANOTHER BUSINESS CREDIT SOFTWARE?

Your software should do more than track a checklist.

Switching to Business Credit Machine gives you a broader operating system built around the full business-credit relationship—not simply a list of vendor steps.

Bring the entire operation together.

Move beyond disconnected tools and manage more of the client relationship from one purpose-built platform.

  • Company-formation readiness
  • Business-credit building
  • Vendor and application tracking
  • Funding preparation
  • Hard-money lender resources
  • CRM and client communication
  • Marketing campaigns
  • Lead-generation tools
  • Client portals
  • Invoicing
  • Team workflow and follow-up

BCM’s official site states that contacts can be imported when moving from another system, making migration easier for businesses that already have an established client base.

Bottom lineFewer disconnected applications. More of your business managed from one purpose-built platform.

EXPAND THE FINANCIAL SERVICES YOU CAN OFFER

BCM can become the business-credit arm of a broader financial-services business.

Business Credit Machine helps you serve entrepreneurs and business owners. Add Credit Money Machine for professional personal-credit workflows and Debt Eliminator Machine for debt payoff planning, giving your company three distinct systems for three complementary financial needs.

Personal CreditBusiness CreditDebt Planning

More services can mean more ways to support existing clients—and more opportunities to grow your financial-services business.

Explore the LMR Financial Business Service Suite

BEFORE YOU DECIDE

Practical questions, direct answers.

Understand what Business Credit Machine supports, what remains your responsibility, and how the platform fits your operation.

Visit the official product site
Does Business Credit Machine form the company for me?

BCM provides software tools and structured guidance to help users organize company-formation and business-readiness requirements. The user remains responsible for completing the appropriate filings, documentation, and professional or legal requirements for the business.

Does BCM build business credit automatically?

No. BCM organizes and guides the business-credit-building process, including readiness requirements, vendor resources, progress tracking, applications, and follow-up. Users still make decisions, complete applications, and perform the necessary business activities.

Does BCM guarantee business credit or funding approval?

No. Business Credit Machine is software. Vendor, lender, and funding decisions are made by third parties and depend on the individual business, its qualifications, application, and current lender requirements.

What does “access to hard-money lenders” mean?

BCM provides access to hard-money lender resources that users can explore as possible additional financing options. It does not guarantee lender acceptance, approval, terms, or funding.

Can I use BCM for clients?

Yes. BCM is designed both for business owners building credit for their own companies and for professionals who provide business-credit-building services to clients.

Does BCM include CRM and marketing tools?

Yes. Published BCM capabilities include lead and client management, email and SMS, tasks, calendars, invoicing, portals, marketing campaigns, funnels, surveys, affiliate tools, and lead-generation capabilities.

READY TO BUILD MORE THAN BUSINESS CREDIT?

Form the foundation. Build business credit. Explore funding opportunities.

Whether you are building credit for your own company or creating a business-credit service for clients, Business Credit Machine gives you the structure, tools, CRM, and business-development capabilities to manage the journey from one system.

Click HERE to Get Any of Our Financial Business Service Suite